A ray of sunshine on an otherwise cloudy day

I don’t usually like using my iphone to write but since my site is down and I want to blog now I really don’t have much of a choice. This is one of the reasons I am just trying my host before I purchase anything. Just because the price is right doesn’t mean much. So we’ll just see.

Anyways, I love good news! A few weeks ago a woman bumped, and I literally mean bumped into my car in the parking lot of my building. Just some scratches on my bumper. I was upset but whatever… My car’s been hit before and I hit something [someone] once. So it’s by far not the first scratch on my car (I drive a 2008 Cobalt Lt), but still I’ve just had nothing but bad luck. Including a 3x hike in my insurance. So anyway, I got a call from the insurance company saying the estimate is for about $1300.

Since its literally scratches and with the other scratches it seems silly to fix it, I asked if I could just settle for cash instead and they said yes! They are giving me a cheque for $692.90 and I don’t need to use it to get the car fixed! It’s mine to keep and use for whatever!!!

Of course that opened up some doors. I am in bankruptcy. A fact I was at first scared to admit and say “out loud” to anyone. But honestly everyone gets into financial trouble. 1000’s of Canadians file for bankruptcy every year! Over 145,000 according to one site from June 30, 2009 to June 30, 2010! Shocking eh?

So my question was being in bankruptcy will my trustee seize it? And the answer is no! They have no interest in it. It’s mine. That being said I plan on paying about half my fees with it. On top of that I get my HST cheque back too. So I may actually get somewhere this month. I’m so happy about that.

It’s a bit if a relief. I was starting to really worry I was gonna be back in debt before I even got out of it. But then came this little ray of sunshine on an otherwise cloudy day!

Cory went to bed early and I’m not tired yet. I should be working on a WordPress portfolio theme for my new domain. I purchased simpleillusionsdesign.com a few days ago and plan on making it my portfolio site. I am trying to find some of my old designs to use but I believe I deleted everything. Which ticks me off. I have an idea in my mind of what I am looking to do for the design but I can’t come up with a color scheme or any inspiration.

Cory has been so sick still from the other night. He went to his doctor today and his doctor was upset the hospital did no tests and really didn’t exam him more then just pressing on his tummy and saying go home and sleep it off. He’s still in some pain.

I’m still having issues too but don’t feel much like talking about that. So I guess I’m just gonna look around for a bit, visit a few blogs, listen to some music and then go to bed when I get tired enough to go.

2 Comment

  1. Erica says: Reply

    My husband and I are in some serious financial shit as well and will probably have to end up filing bankruptcy some day. The sad part of it is, is that most of our problems are medical bills! I hate how costly everything is in the medical industry is in this country, it’s a far cry from how things work in Canada.

    1. StoryBoutAGirl says: Reply

      I can only imagine. We complain here but I know it’s better then a lot of places. We each filed separately before we got back together. Still having issues making ends meet and still trying to keep (or get) things out of collections at times but I think when I get back to work we might start really following a strict budget…

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